Refinance Scheme for Technology Development and Modernization (RHTDM)

Eligible borrowers:

Sole proprietorships, co-operative societies, private and public limited companies.

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Assistance under the scheme would be available for meeting the expenditure on—

(a) Purchase of capital equipments, need based civil works and acquisition of additional land;


(b) Acquisition of technical know-how, designs, drawing and fashion forecast where relevant to specific product group;

(c) Up gradation of process technology and products with thrust on quality improvement comparable with acceptable domestic and international standard.

(d) Improvement in packaging;

(e) Cost of TQM (Total Quality Management) and acquisition of ISO 900 Series Certification.


(f) Need based additional/incremental margin money.

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