How to open your bank account?

In order to open a current account, one has to fill in a prescribed application form. The bank usually insists on such person of business enterprise being introduced by an existing customer of the bank or other reputed businessman. If the bank is satisfied with the introductory references, then it will proceed with opening of the account. The specimen signatures of the client are usually taken or pasted on separate cards which are alphabetically filed for ready reference to verify the signatures whenever the need arises. If a company wants to open a current account with the bank, the following documents have to be submitted to the bank:

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  • A certified copy of the resolution of the Board of directors of the opening of the account.
  • A copy of the certificate of incorporation and certificate of commencement of business.
  • A copy of the memorandum and articles of association of the company.
  • Specimen signatures of the person authorized to operate the banking account on behalf of the company.

If society or club wishes to open an account, it must submit a copy of its certificate of registration, a copy of its bye-laws, a copy of the resolution of the managing committee for the opening of the account, and the specimen signatures of the person who will operate the account. In the case of a partnership the application for the opening of the bank account is accompanied by a copy of the partnership deed.

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