What are the disadvantages of the cheque system?

The main disadvantages of a cheque system are as follows:

  • A cheque may not be accepted if the drawer is not regarded as fully credit worthy.


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  • A cheque may be tampered.
  • For black money transaction, cheque is useless.
  • The bank in some cases may not be willing to honour a cheque.
  • Writing the cheque may be careless.
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