What are the main advantages of having your bank account?

The advantages of opening an account with the bank are:

  • The money remains with the bank in safe custody. Therefore, the risk of keeping large sums of money in the office is avoided.

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  • The bank collects on behalf of the customers the amount of cheques, bills of exchange etc. deposited in the bank.
  • The bank collects on behalf of the customer divided on shares, interest on debentures etc. It also makes payment on behalf of the customer the premium on life insurance etc.
  • The bank allows interest on a certain rate on cash placed in its keeping.
  • The bank allows the customer to overdraw his account, and thus renders financial help to the customer.
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