A cheque is the means by which a person who has funds in the hands of a bank withdraws the same or some part of it.
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A cheque is a kind of bill of exchange but it has two additional qualifications, namely, (i) it is always drawn on a specified banker, and (ii) it is always payable on demand without any days of grace. It must be signed by the maker, must contain an unconditional order for payment of a certain sum of money, to or to the order of a specified person or to the bearer.
A cheque must be addressed by one person to another. So a bank draft is not a cheque. Usually cheques are written on printed forms supplied by the banks to their depositors. In India, the cheque must usually be presented for payment within six months from the date mentioned in it.